Frugal living is simplifying ones finances to the basics. I am not talking living off the land in alaska basic, I am talking New Zealand normal living but actually making some cuts that can make a difference to life. Maybe getting a desk at a op shop instead of a brand new one. Maybe even something I need but shopping around. Price spy is great. I run a business so its great when you make savings. It all adds up.
Here are some simple ways that I save money!
- Save the money instead of a loan ( I did this with my last car).
What does saving mean? It means you are stuck with the old car with this sort of saving for longer than you want. However it means when you have the money, you have paid it in full and are not paying any extra stupid rates to get the car. I have had some times where I needed a car and I had to hire purchase, but I looked at how much I saved buy not having a loan, and it comes down to thousands. I was really proud of my sister recently. She got a insurance payout and it was not as much as she thought, but she looked at what she could get for what she had and she found a really cool little car. It was no sports car but that car is still going and her costs are minimal. So long as a car is reliable and gets the job done sometimes you just do not have to get the flashest car.
- Grow my own Greens
Not essential but I would save about $20 a week on Greens. My mum and I share a garden and I always have fresh lettuce, greens, something to cook that is organic and delicious and we have all our own herbs. Have you seen how much herbs cost? It is not hard to grow any of this. We live in New Zealand. We go to a garden centre often or a garden area at a diy shop and get cheap pre-grown plants. In a few weeks you have greens that last for weeks. Right now we have chives, parsely, lettuce, kale, mint, beetroot, brocoli, basil, cougettes ($5.00 kg) and silverbeet which if I buy it I end up wasting it because you have to buy such a big bunch and my kids do not like silverbeet. So for me picking just what I need is better for my life. I am the only one that eats cougettes, so we give some away but still cheaper than buying.
- Shop at local Orchards
This is magical. You get fresh delicious fruit that is grown right where you go and it just tastes better. I got a great deal yesterday at our local Farmers Market. Mush rooms for $3.50 the same packet $5.99 at New World right now. A bag of apples 5kg, $5.00. Right now cheapest apples at New World are $3.99. For me thats good savings.
I am going to share more ideas along the way. It maybe something you can use through your life. If something I share is of value or you resonate with it please let me know, I love a good chat on good living.